Terms of Service

Last updated: April 21, 2026

Plain English summary

By using this site or buying anything from us, you’re agreeing to these terms. Use the site and our products legally and respectfully. Pay for what you buy. We offer a 14-day money-back guarantee on most products. Our content is educational, not financial advice. If something goes wrong, our liability is limited to what you paid us. These terms are governed by British Columbia law.

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1. Defined terms

In these Terms of Service:

• “Company,” “we,” “us,” “our” means Russell Westcott Consulting Inc.
• “Site” means russellwestcott.com and any subdomains.
• “Products” means any product, program, course, book, membership, coaching, advisory, or service offered by the Company.
• “Content” means all information, education, text, graphics, images, audio, video, and other materials on the Site or within Products.
• “You” means any visitor, subscriber, customer, or user of the Site or Products.
• “Terms” means these Terms of Service.

2. Acceptance

By accessing the Site or purchasing any Product, you agree to these Terms, the Privacy Policy, and the Disclaimer. If you do not agree, do not use the Site.

3. Eligibility

You must be at least 18 years old and able to enter into a binding contract to use the Site or purchase Products.

4. Your account and conduct

If you create an account or register for a Product, you are responsible for:

• Providing accurate, current information
• Keeping your login credentials confidential
• All activity that occurs under your account

You agree not to:

• Use the Site or Content for any unlawful purpose
• Copy, reproduce, resell, redistribute, or create derivative works from any Product or Content without written permission
• Share login credentials or access to paid Products with anyone else
• Use automated tools (scrapers, bots, crawlers) to access the Site
• Interfere with or disrupt the Site, its servers, or its security
• Upload or transmit malware, viruses, or harmful code
• Post content that is illegal, threatening, defamatory, harassing, fraudulent, infringing, or otherwise objectionable
• Impersonate any person, including Company representatives

We may suspend or terminate your access at any time, with or without notice, for any violation of these Terms.

5. Products and pricing

We offer books, courses, coaching, advisory, events, memberships, and related Products. Pricing, features, and availability are shown at the point of purchase and may change at any time. Prices are in Canadian dollars unless stated otherwise. Applicable taxes may be added at checkout.

6. Payments

We process payments through Stripe and PayPal. By purchasing a Product, you agree to the terms and privacy policies of the applicable payment processor:

• Stripe
• PayPal

Payment is due in full at the time of purchase unless a payment plan is expressly offered and agreed to in writing. If a payment fails or is reversed, we may suspend access to the Product until payment is resolved. Digital Products and access rights remain the property of the Company until paid in full.

7. 14-day guarantee

We offer a 14-day money-back guarantee on most Products. If you are not satisfied with your purchase, you may request a full refund within 14 days of the original purchase date by emailing support@russellwestcott.com.

The following are excluded from the 14-day guarantee:

• Live events, workshops, and seminars where attendance has occurred
• One-on-one coaching and advisory sessions that have been delivered
• Custom or bespoke services already performed
• Products specifically marked as non-refundable at the point of sale

Refunds are processed to the original payment method within a reasonable period after approval. Once a refund is issued, access to the associated Product is revoked.

8. Coaching, advisory, and applications

Coaching and advisory engagements are application-based and offered at the Company’s discretion. Acceptance into a program is not guaranteed. Specific engagement terms, deliverables, schedules, and payment arrangements will be provided separately and form part of the agreement between you and the Company.

9. Intellectual property

All Content and Products are the intellectual property of the Company or its licensors and are protected by Canadian and international copyright, trademark, and other laws.

When you purchase a Product, you receive a limited, non-exclusive, non-transferable, revocable license to access and use it for your personal, non-commercial use. You may not:

• Copy, reproduce, or redistribute any Product or Content
• Record, transcribe, or republish live sessions, calls, or events without written permission
• Use any Content to train artificial intelligence or machine learning models
• Remove or alter any copyright, trademark, or attribution notices
• Resell, sublicense, or transfer your access to any Product

10. User-submitted content

If you post comments, reviews, questions, testimonials, or other content to the Site or within a Product, you grant the Company a perpetual, worldwide, royalty-free, sublicensable license to use, reproduce, modify, adapt, publish, display, and distribute that content in connection with the Company’s business.

You represent that any content you submit is your own, does not infringe anyone else’s rights, and is not illegal or harmful. We may remove any submitted content at our discretion, without notice.

11. Third-party links and services

The Site may link to third-party websites, products, or services. We do not control and are not responsible for third-party content, policies, or practices. Accessing third-party sites is at your own risk. Review their terms and privacy policies before engaging with them.

12. Affiliate and referral relationships

The Company may earn fees or commissions when you purchase products or services from third parties we link to or recommend. This does not increase your cost. We only recommend what we consider useful, but you are responsible for evaluating any third-party offering before purchasing.

13. No professional advice

All Content is educational and general in nature. The Company is not a registered investment advisor, financial advisor, lawyer, or accountant. Nothing on the Site or in any Product constitutes financial, investment, legal, tax, or other professional advice. See the Disclaimer for full details. Consult qualified professionals in your jurisdiction before making any investment, financial, or legal decision.

14. No earnings guarantee

We make no guarantee of specific results, earnings, returns, or outcomes from using any Product. Results depend on your circumstances, decisions, effort, market conditions, and many factors outside our control.

15. Warranty disclaimer

The Site and Products are provided “as is” and “as available,” without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we disclaim all warranties, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, and uninterrupted access.

16. Limitation of liability

To the fullest extent permitted by law, the Company and its directors, officers, employees, contractors, and affiliates are not liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, lost opportunities, loss of data, or loss of capital, arising from your use of the Site, Content, or any Product.

Where liability cannot be excluded, our total liability to you is limited to the amount you paid the Company for the specific Product giving rise to the claim.

17. Indemnification

You agree to indemnify and hold harmless the Company and its directors, officers, employees, contractors, and affiliates from any claims, losses, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Site or Products, your violation of these Terms, or your violation of any law or third-party right.

18. Termination

We may suspend or terminate your access to the Site or any Product at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to access the Site and any Product ends immediately. Sections that by their nature should survive termination (including intellectual property, limitation of liability, indemnification, and governing law) will continue to apply.

19. Changes to these Terms

We may update these Terms from time to time. The current version is always posted on this page with the “Last updated” date at the top. Material changes will be communicated through the Site or email where appropriate. Your continued use of the Site or Products after an update means you accept the revised Terms.

20. Governing law and jurisdiction

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable in British Columbia, without regard to conflict of law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Any dispute arising out of or relating to these Terms, the Site, or any Product will be brought exclusively in the courts of British Columbia, Canada, and you consent to the personal jurisdiction of those courts.

21. Entire agreement

These Terms, together with the Privacy Policy and Disclaimer, form the entire agreement between you and the Company regarding the Site and Products. They supersede any prior agreements or communications on the same subject.

22. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

23. Contact

Russell Westcott Consulting Inc.
B3 – 1410 Parkway Blvd.
Coquitlam, BC V3E 3J7
Canada
support@russellwestcott.com